:root{--primary: #0077b3;--primary-600: #005f8f;--primary-700: #004a70;--primary-400: #1a8fcc;--primary-300: #33a1d6;--glow: #29b6ff;--black: #05070a;--ink: #0a1017;--night: #0d1620;--night-2: #132131;--line-dark: rgba(255, 255, 255, .08);--white: #ffffff;--bg: #ffffff;--tint: #f2f7fb;--text: #0e1621;--muted: #526173;--muted-dark: #9fb0c3;--line: #e2e9f0;--success: #12a46a;--danger: #d6404a;--wa: #25d366;--font-head: "Sora", system-ui, sans-serif;--font-body: "Inter", system-ui, sans-serif;--radius: 18px;--radius-sm: 12px;--shadow: 0 10px 30px -12px rgba(5, 20, 35, .18);--shadow-lg: 0 30px 60px -20px rgba(0, 60, 100, .35);--container: 1200px;--header-h: 76px;--ease: cubic-bezier(.22, 1, .36, 1)}*,*:before,*:after{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:var(--header-h)}body{margin:0;font-family:var(--font-body);font-size:16px;line-height:1.6;color:var(--text);background:var(--bg);-webkit-font-smoothing:antialiased}h1,h2,h3{font-family:var(--font-head);line-height:1.15;margin:0 0 .5em;letter-spacing:-.02em}h1{font-size:clamp(2.3rem,5.2vw,4rem);font-weight:800}h2{font-size:clamp(1.8rem,3.4vw,2.6rem);font-weight:700}h3{font-size:1.2rem;font-weight:600}p{margin:0 0 1em}a{color:var(--primary);text-decoration:none}img{max-width:100%;display:block}ul,ol{margin:0;padding:0;list-style:none}button{font:inherit;cursor:pointer}:focus-visible{outline:3px solid var(--glow);outline-offset:3px;border-radius:6px}.container{width:100%;max-width:var(--container);margin:0 auto;padding:0 24px}.narrow{max-width:820px}.center{text-align:center}.skip-link{position:absolute;left:16px;top:-60px;z-index:100;background:var(--primary);color:#fff;padding:10px 16px;border-radius:8px}.skip-link:focus{top:12px}.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;padding:14px 26px;border-radius:999px;border:1px solid transparent;font-weight:600;font-size:.98rem;line-height:1;white-space:nowrap;transition:transform .25s var(--ease),box-shadow .25s var(--ease),background .25s,color .25s}.btn:hover{transform:translateY(-2px)}.btn:disabled{opacity:.6;cursor:wait;transform:none}.btn--sm{padding:10px 18px;font-size:.9rem}.btn--primary{background:linear-gradient(135deg,var(--primary-400),var(--primary) 55%,var(--primary-600));color:#fff;box-shadow:0 10px 25px -10px #0077b3cc}.btn--primary:hover{box-shadow:0 16px 35px -12px #29b6ffe6}.btn--ghost{color:#fff;border-color:#ffffff40;background:#ffffff0a;-webkit-backdrop-filter:blur(6px);backdrop-filter:blur(6px)}.btn--ghost:hover{border-color:var(--glow);background:#29b6ff1a}.btn--light{background:#fff;color:var(--primary-700)}.btn--light:hover{box-shadow:0 14px 30px -12px #00000080}.btn--wa{background:var(--wa);color:#06341a;width:100%}.link-arrow{display:inline-flex;align-items:center;gap:8px;font-weight:600}.link-arrow svg{transition:transform .25s var(--ease)}.link-arrow:hover svg{transform:translate(4px)}.eyebrow{display:inline-flex;align-items:center;gap:8px;font-size:.78rem;font-weight:600;letter-spacing:.14em;text-transform:uppercase;color:var(--primary);margin-bottom:14px}.eyebrow:before{content:"";width:22px;height:2px;background:currentColor;border-radius:2px}.eyebrow--light{color:var(--glow)}.text-gradient{background:linear-gradient(90deg,var(--glow),var(--primary-300) 40%,#8fd8ff);-webkit-background-clip:text;background-clip:text;color:transparent}.header{position:sticky;top:0;z-index:50;height:var(--header-h);background:#05070a8c;-webkit-backdrop-filter:blur(14px) saturate(140%);backdrop-filter:blur(14px) saturate(140%);border-bottom:1px solid transparent;transition:background .3s,border-color .3s}.header.is-scrolled{background:#05070ae0;border-color:var(--line-dark)}.header__inner{height:100%;display:flex;align-items:center;gap:28px}.header__brand{flex-shrink:0}.header__nav{display:flex;gap:2px;margin-left:auto}.header__link{color:var(--muted-dark);font-weight:500;font-size:.93rem;white-space:nowrap;padding:8px 12px;border-radius:999px;transition:color .2s,background .2s}.header__link:hover{color:#fff}.header__link.active{color:#fff;background:#0077b347}.header__actions{display:flex;align-items:center;gap:14px}.header__toggle{display:none;background:none;border:0;color:#fff;padding:6px}.logo{display:inline-flex;align-items:center;gap:10px}.logo__mark{height:40px;width:auto}.logo-full{width:190px;height:auto}.logo__text{font-family:var(--font-head);font-weight:800;color:#fff;font-size:1.15rem;letter-spacing:-.01em}.logo__text span{font-weight:500;color:var(--muted-dark)}.lang-switch{display:inline-flex;padding:3px;border-radius:999px;background:#ffffff0f;border:1px solid var(--line-dark)}.lang-switch button{border:0;background:none;color:var(--muted-dark);font-size:.8rem;font-weight:600;padding:6px 11px;border-radius:999px;transition:background .2s,color .2s}.lang-switch button.is-active{background:var(--primary);color:#fff}.lang-switch button:not(.is-active):hover{color:#fff}.hero,.page-hero{position:relative;overflow:hidden;background:var(--black);color:#fff;margin-top:calc(var(--header-h) * -1)}.hero{padding:calc(var(--header-h) + 80px) 0 110px}.hero__bg{position:absolute;top:0;right:0;bottom:0;left:0;pointer-events:none}.hero__grid{position:absolute;top:0;right:0;bottom:0;left:0;background-image:linear-gradient(rgba(41,182,255,.07) 1px,transparent 1px),linear-gradient(90deg,rgba(41,182,255,.07) 1px,transparent 1px);background-size:56px 56px;-webkit-mask-image:radial-gradient(ellipse 80% 70% at 60% 30%,#000 30%,transparent 75%);mask-image:radial-gradient(ellipse 80% 70% at 60% 30%,#000 30%,transparent 75%)}.hero__orb{position:absolute;border-radius:50%;filter:blur(80px);opacity:.55}.hero__orb--a{width:520px;height:520px;background:var(--primary);top:-160px;right:-80px;animation:float 14s ease-in-out infinite}.hero__orb--b{width:380px;height:380px;background:#003a5c;bottom:-160px;left:-100px;animation:float 18s ease-in-out infinite reverse}@keyframes float{50%{transform:translate(-40px,30px) scale(1.08)}}.hero__inner{position:relative;display:grid;grid-template-columns:1.15fr .85fr;gap:64px;align-items:center}.hero__lead{font-size:1.15rem;color:var(--muted-dark);max-width:560px}.hero__ctas{display:flex;flex-wrap:wrap;gap:14px;margin:32px 0 30px}.hero__chips{display:flex;flex-wrap:wrap;gap:10px 22px}.hero__chips li{display:inline-flex;align-items:center;gap:8px;color:#cfdbe7;font-size:.92rem}.hero__chips svg{color:var(--glow)}.hero-card{position:relative;padding:28px;border-radius:24px;background:linear-gradient(160deg,#132131e6,#0a1017d9);border:1px solid rgba(41,182,255,.22);box-shadow:var(--shadow-lg),inset 0 1px #ffffff0f;animation:rise .9s var(--ease) both .2s}.hero-card:before{content:"";position:absolute;top:-1px;right:-1px;bottom:-1px;left:-1px;border-radius:inherit;padding:1px;pointer-events:none;background:linear-gradient(140deg,var(--glow),transparent 40%,transparent 70%,var(--primary));-webkit-mask:linear-gradient(#000 0 0) content-box,linear-gradient(#000 0 0);-webkit-mask-composite:xor;mask-composite:exclude}.hero-card__head{display:flex;align-items:center;gap:10px;font-family:var(--font-head);font-weight:600;margin-bottom:22px}.hero-card__dot{width:10px;height:10px;border-radius:50%;background:var(--success);box-shadow:0 0 0 5px #12a46a2e}.hero-card__steps{display:grid;gap:12px;margin-bottom:24px}.hero-card__steps li{display:flex;align-items:center;gap:12px;padding:13px 14px;border-radius:var(--radius-sm);background:#ffffff0a;border:1px solid var(--line-dark);color:#dbe6f0;font-size:.95rem;animation:rise .6s var(--ease) both}.hero-card__check{width:24px;height:24px;border-radius:50%;flex-shrink:0;display:grid;place-items:center;background:var(--primary);color:#fff}.hero-card__deadline{display:flex;align-items:center;gap:16px;padding:18px;border-radius:var(--radius-sm);background:linear-gradient(135deg,#0077b359,#0077b314)}.hero-card__days{font-family:var(--font-head);font-size:2.4rem;font-weight:800;line-height:1}.hero-card__days small{font-size:.9rem;font-weight:500;color:var(--muted-dark)}.hero-card__label{color:#cfdbe7;font-size:.9rem;line-height:1.35}.hero-card__float{position:absolute;right:-18px;top:-18px;display:flex;align-items:center;gap:8px;padding:10px 16px;border-radius:999px;background:#fff;color:var(--primary-700);font-weight:600;font-size:.88rem;box-shadow:var(--shadow-lg);animation:bob 5s ease-in-out infinite}@keyframes rise{0%{opacity:0;transform:translateY(18px)}}@keyframes bob{50%{transform:translateY(-8px)}}.page-hero{padding:calc(var(--header-h) + 72px) 0 80px}.page-hero__inner{position:relative;max-width:820px}.page-hero h1{font-size:clamp(2.1rem,4.6vw,3.4rem)}.page-hero p{font-size:1.12rem;color:var(--muted-dark);max-width:640px}.page-hero__icon{display:grid;place-items:center;width:58px;height:58px;border-radius:16px;margin-bottom:22px;background:linear-gradient(135deg,var(--primary-300),var(--primary-600));box-shadow:0 12px 30px -10px #29b6ffb3}.section{padding:100px 0}.section--dark{background:var(--ink);color:#fff;position:relative;overflow:hidden}.section--dark:before{content:"";position:absolute;width:600px;height:600px;border-radius:50%;background:radial-gradient(circle,rgba(0,119,179,.28),transparent 65%);top:-280px;left:50%;transform:translate(-50%)}.section--dark>.container{position:relative}.section--tint{background:var(--tint)}.section-heading{max-width:700px;margin-bottom:56px}.section-heading--center{margin-left:auto;margin-right:auto;text-align:center}.section-heading--center .eyebrow{justify-content:center}.section-heading p{color:var(--muted);font-size:1.08rem}.section-heading--dark p{color:var(--muted-dark)}.section-heading--dark .eyebrow{color:var(--glow)}.split{display:grid;grid-template-columns:.8fr 1.2fr;gap:64px;align-items:start}.split .section-heading{margin-bottom:0;position:sticky;top:calc(var(--header-h) + 32px)}.reveal{opacity:0;transform:translateY(24px);transition:opacity .8s var(--ease),transform .8s var(--ease)}.reveal.is-visible{opacity:1;transform:none}.pillars{display:grid;grid-template-columns:1fr 1fr;gap:28px}.pillar{position:relative;padding:44px;border-radius:26px;overflow:hidden;border:1px solid var(--line);background:#fff;box-shadow:var(--shadow);transition:transform .35s var(--ease),box-shadow .35s var(--ease)}.pillar:hover{transform:translateY(-6px);box-shadow:var(--shadow-lg)}.pillar--insurance{background:var(--black);color:#fff;border-color:transparent}.pillar--insurance p{color:var(--muted-dark)}.pillar--insurance .check-list li{color:#dbe6f0}.pillar--insurance .link-arrow{color:var(--glow)}.pillar--insurance:after{content:"";position:absolute;width:340px;height:340px;right:-120px;bottom:-160px;border-radius:50%;background:radial-gradient(circle,rgba(0,119,179,.55),transparent 70%)}.pillar>*{position:relative;z-index:1}.pillar__icon{display:grid;place-items:center;width:64px;height:64px;border-radius:18px;margin-bottom:26px;background:linear-gradient(135deg,var(--primary-300),var(--primary-600));color:#fff}.pillar h3{font-size:1.55rem}.pillar p{color:var(--muted)}.check-list{display:grid;gap:12px;margin:24px 0 30px}.check-list li{display:flex;align-items:center;gap:10px;font-weight:500}.check-list svg{color:var(--primary);flex-shrink:0}.pillar--insurance .check-list svg{color:var(--glow)}.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:22px;counter-reset:s}.steps--3{grid-template-columns:repeat(3,1fr)}.step{position:relative;padding:30px 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p{color:var(--muted);margin:0}.card-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}.card-grid--2{grid-template-columns:repeat(2,1fr)}.card{position:relative;padding:32px;border-radius:var(--radius);background:#fff;border:1px solid var(--line);box-shadow:0 1px #05142308;transition:transform .35s var(--ease),box-shadow .35s var(--ease),border-color .35s}.card:before{content:"";position:absolute;left:32px;right:32px;top:0;height:3px;border-radius:0 0 4px 4px;background:linear-gradient(90deg,var(--primary),var(--glow));transform:scaleX(0);transform-origin:left;transition:transform .4s var(--ease)}.card:hover{transform:translateY(-6px);box-shadow:var(--shadow-lg);border-color:transparent}.card:hover:before{transform:scaleX(1)}.card:hover .card__icon{background:var(--primary);color:#fff}.card__icon{transition:background .3s,color .3s}.card__title{font-size:1.2rem;font-weight:600;letter-spacing:-.02em}.card__link{margin-top:18px}.disclaimer{display:flex;gap:10px;align-items:flex-start;max-width:820px;margin:40px auto 0;padding:16px 20px;border-radius:var(--radius-sm);background:var(--tint);color:var(--muted);font-size:.92rem}.disclaimer svg{color:var(--primary);flex-shrink:0;margin-top:2px}.tag-list{display:flex;flex-wrap:wrap;gap:8px;margin-top:20px}.tag-list li{font-size:.85rem;font-weight:500;padding:6px 12px;border-radius:999px;background:var(--tint);color:var(--primary-700)}.doc-list{display:grid;grid-template-columns:1fr 1fr;gap:14px}.doc-list li{display:flex;gap:12px;align-items:flex-start;padding:18px;border-radius:var(--radius-sm);background:#ffffff0a;border:1px solid var(--line-dark);color:#dbe6f0}.doc-list svg{color:var(--glow);flex-shrink:0;margin-top:3px}.prose p{font-size:1.1rem;color:var(--muted)}.faq{display:grid;gap:12px}.faq__item{background:#fff;border:1px solid var(--line);border-radius:var(--radius-sm);transition:border-color .3s,box-shadow .3s}.faq__item.is-open{border-color:var(--primary-300);box-shadow:var(--shadow)}.faq__q{width:100%;display:flex;justify-content:space-between;align-items:center;gap:16px;text-align:left;padding:20px 24px;border:0;background:none;font-family:var(--font-head);font-weight:600;font-size:1.02rem;color:var(--text)}.faq__q svg{flex-shrink:0;color:var(--primary);transition:transform .3s var(--ease)}.faq__item.is-open .faq__q svg{transform:rotate(45deg)}.faq__a{padding:0 24px 6px;color:var(--muted)}.cta-band{display:flex;align-items:center;justify-content:space-between;gap:32px;padding:56px 60px;border-radius:28px;background:radial-gradient(circle at 85% 20%,rgba(41,182,255,.45),transparent 45%),linear-gradient(120deg,var(--primary-700),var(--primary) 60%,var(--primary-400));color:#fff;box-shadow:var(--shadow-lg)}.cta-band h2{margin-bottom:8px}.cta-band p{margin:0;color:#ffffffd9;font-size:1.08rem}.contact{display:grid;grid-template-columns:1.4fr 1fr;gap:40px;align-items:start}.contact__form{display:grid;gap:18px;padding:40px;border-radius:24px;border:1px solid var(--line);box-shadow:var(--shadow);background:#fff}.field-row{display:grid;grid-template-columns:1fr 1fr;gap:18px}.field{display:grid;gap:7px}.field span{font-size:.88rem;font-weight:600}.field input,.field select,.field textarea{width:100%;font:inherit;color:var(--text);padding:13px 15px;border-radius:var(--radius-sm);border:1px solid var(--line);background:var(--tint);transition:border-color .2s,box-shadow .2s,background .2s}.field input:focus,.field select:focus,.field textarea:focus{outline:none;border-color:var(--primary);background:#fff;box-shadow:0 0 0 4px #0077b326}.field textarea{resize:vertical}.field-note{display:flex;align-items:center;gap:8px;margin:0;font-size:.85rem;color:var(--muted)}.check{display:flex;gap:10px;align-items:flex-start;font-size:.9rem;color:var(--muted)}.check input{margin-top:4px;accent-color:var(--primary);width:18px;height:18px}.contact__form .btn{justify-self:start}.form-msg{margin:0;padding:12px 16px;border-radius:var(--radius-sm);font-weight:500}.form-msg--ok{background:#12a46a1a;color:#0b7a4e}.form-msg--err{background:#d6404a1a;color:#a8262f}.contact__info{padding:36px;border-radius:24px;background:var(--black);color:#fff;position:sticky;top:calc(var(--header-h) + 24px)}.contact__info h2{font-size:1.5rem}.info-list{display:grid;gap:22px;margin:26px 0 30px}.info-list li{display:flex;gap:14px;color:#dbe6f0}.info-list svg{color:var(--glow);flex-shrink:0}.info-list span{display:block;font-size:.78rem;text-transform:uppercase;letter-spacing:.1em;color:var(--muted-dark);margin-bottom:2px}.info-list a{color:#fff}.footer{background:var(--black);color:var(--muted-dark);padding:72px 0 32px}.footer__grid{display:grid;grid-template-columns:1.6fr 1fr 1fr 1.3fr;gap:40px;padding-bottom:48px;border-bottom:1px solid var(--line-dark)}.footer__brand p{margin-top:18px;max-width:320px}.footer__title{font-size:.82rem;text-transform:uppercase;letter-spacing:.12em;color:#fff;margin-bottom:18px}.footer ul{display:grid;gap:10px}.footer a{color:var(--muted-dark);transition:color .2s}.footer a:hover{color:var(--glow)}.footer__legal{padding-top:28px;font-size:.82rem}.footer__legal p{margin-bottom:8px}.wa-fab{position:fixed;right:22px;bottom:22px;z-index:60;width:58px;height:58px;border-radius:50%;display:grid;place-items:center;background:var(--wa);color:#fff;box-shadow:0 12px 30px -8px #25d36699;transition:transform .25s var(--ease)}.wa-fab:hover{transform:scale(1.08)}.wa-fab:after{content:"";position:absolute;top:0;right:0;bottom:0;left:0;border-radius:50%;border:2px solid var(--wa);animation:pulse 2.4s ease-out infinite}@keyframes pulse{to{transform:scale(1.6);opacity:0}}@media (max-width: 1200px){.header__nav{position:fixed;top:var(--header-h);left:0;right:0;flex-direction:column;gap:4px;padding:16px 24px 28px;background:#05070af7;border-bottom:1px solid var(--line-dark);transform:translateY(-10px);opacity:0;visibility:hidden;transition:all .3s var(--ease)}.header.is-open .header__nav{transform:none;opacity:1;visibility:visible}.header__link{padding:14px 16px;font-size:1.05rem}.header__actions{margin-left:auto}.header__toggle{display:inline-grid}}@media (max-width: 1080px){.hero__inner,.split,.contact{grid-template-columns:1fr}.hero__inner{gap:56px}.hero-card{max-width:480px}.split .section-heading,.contact__info{position:static}.steps,.card-grid{grid-template-columns:repeat(2,1fr)}.footer__grid{grid-template-columns:1fr 1fr}}@media (max-width: 680px){.container{padding:0 16px}.section{padding:72px 0}.header__cta{display:none}.hero{padding:calc(var(--header-h) + 48px) 0 80px}.hero-card__float{right:8px}.pillars,.steps,.steps--3,.card-grid,.card-grid--2,.feature-grid,.doc-list,.field-row{grid-template-columns:1fr}.pillar{padding:32px 26px}.cta-band{flex-direction:column;align-items:flex-start;padding:40px 28px}.contact__form,.contact__info{padding:26px 20px}.footer__grid{grid-template-columns:1fr}.logo__text span{display:none}}@media (prefers-reduced-motion: reduce){*,*:before,*:after{animation:none!important;transition:none!important;scroll-behavior:auto!important}.reveal{opacity:1;transform:none}}